Lianka Inc
TERMS OF SERVICE
Effective Date: June 1, 2025
Last Updated: June 1, 2025
lianka.io
PLEASE READ THESE TERMS OF SERVICE CAREFULLY BEFORE ACCESSING OR USING THE LIANKA PLATFORM. BY REGISTERING AN ACCOUNT, DEPOSITING FUNDS, OR OTHERWISE ACCESSING THE PLATFORM, YOU CONFIRM THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE LEGALLY BOUND BY THESE TERMS IN THEIR ENTIRETY. IF YOU DO NOT AGREE, YOU MUST NOT USE THE PLATFORM.
In these Terms of Service, unless the context otherwise requires, the following terms shall have the meanings set out below:
1.2 References to any statute or statutory provision include references to that statute or statutory provision as amended, extended, or re-enacted from time to time.
1.3 The singular includes the plural and vice versa. Headings are for convenience only and shall not affect interpretation.
2.1 The Company operates Lianka as a technology platform that connects participants with capital management activities. The Platform facilitates structured participation cycles in which Users deposit USDT and may receive variable, non-guaranteed discretionary performance distributions at rates determined solely by the Company's administrators. No fixed or promised return is made at any time.
2.2 Lianka is not a bank, financial institution, broker-dealer, investment fund, or collective investment scheme. The Company does not hold a financial services licence in any jurisdiction as of the Effective Date. Users acknowledge this and engage with the Platform on that basis. Corporate Status: Lianka Inc is the operating entity. Formal company registration is in progress; the Company will publish its registration number upon completion. This does not affect the binding force of these Terms.
2.4 Platform Operations. Certain Platform functions are automated, including: daily performance distribution calculations, Account state transitions (INACTIVE, ACTIVE, GRACE), cycle progress tracking, Loyalty Score recalculation, and Rank evaluation. Certain functions require manual administrator action, including: deposit confirmation and crediting, withdrawal approval and processing, KYC document review, and Account freeze/termination decisions. The Company aims to process manual functions within the timelines stated in these Terms but does not guarantee specific processing times outside those stated.
IMPORTANT: Daily ROI rates are not guaranteed. Past performance of the Platform does not predict or guarantee future returns. The Company reserves the right to adjust ROI rates at any time at its sole discretion. No ROI is applied on weekends (Saturday and Sunday, UTC time).
2.4 The Company does not provide financial advice, tax advice, or legal advice to Users. Nothing on the Platform constitutes a solicitation or offer to buy or sell any financial instrument.
3.1 To register an Account and use the Platform, you must:
3.2 By registering, you represent and warrant that all information you provide is true, accurate, and complete. The Company reserves the right to suspend or terminate any Account where registration information is found to be false, misleading, or incomplete.
3.3 You may only hold one (1) Account at any time. The creation of multiple Accounts is a material breach of these Terms and may result in immediate termination of all associated Accounts and forfeiture of balances.
3.4 You are solely responsible for maintaining the confidentiality of your login credentials. You agree to notify the Company immediately at supportlianka@gmail.com if you suspect any unauthorised access to your Account.
3.5 Accounts are personal and non-transferable. You may not assign, sell, or transfer your Account or any rights or obligations under these Terms to any third party.
3.6 Sanctions and Restricted Persons. You represent and warrant that: (a) you are not located in, incorporated in, or a citizen or resident of any country or territory subject to comprehensive economic sanctions by the United Nations Security Council, the United States Office of Foreign Assets Control (OFAC), the European Union, or the United Kingdom; (b) you are not listed on any sanctions list or designated as a restricted or prohibited party by any governmental authority; and (c) you will not use the Platform in any manner that would cause the Company to violate applicable sanctions laws. The Company reserves the right to immediately freeze and terminate any Account that it reasonably believes is connected to a sanctioned person or jurisdiction, without liability.
4.1 Subject to your compliance with these Terms, the Company grants you a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform solely for your personal investment purposes.
4.2 The Platform is provided on an "as is" and "as available" basis. The Company does not guarantee that the Platform will be uninterrupted, error-free, or free of viruses or other harmful components.
4.3 The Company may modify, suspend, or discontinue any aspect of the Platform at any time without prior notice, including temporarily taking the Platform offline for maintenance, upgrades, or security purposes.
4.4 You are responsible for ensuring that your device, internet connection, and software are compatible with the Platform. The Company accepts no liability for any failure to access the Platform arising from User-side technical issues.
5.1 Accepted Currency and Networks
The Platform accepts deposits exclusively in USDT via the following blockchain networks:
The Company does not accept fiat currency, other cryptocurrencies, or tokens other than USDT. Sending any other asset to a Platform deposit address may result in permanent loss of funds.
5.2 Deposit Process
To make a deposit, a User must:
Deposits are credited to the User's Account as the Active Deposit following the required number of blockchain confirmations and manual verification by the Company's administrators.
5.3 Minimum Deposit
The minimum deposit amount is ten US dollars (USD 10.00) equivalent in USDT. The Company reserves the right to adjust the minimum at any time.
5.4 Cycle Initiation
Upon confirmation of a deposit, the Company will:
ROI begins accruing from the next business day (Monday to Friday, UTC) following cycle initiation.
5.5 Accuracy of Deposit
Users are solely responsible for sending the correct amount, to the correct address, on the correct network. The Company accepts no liability for:
6.1 ROI Rate
The daily performance distribution rate is set exclusively by the Company's administrators and applied to a User's Active Deposit each business day (Monday to Friday, UTC) at the Company's sole discretion. The rate is variable, non-guaranteed, and may change without notice. It may be zero on any given day. The maximum rate that may be applied is one point five percent (1.5%) per day. These distributions do not constitute interest, dividends, or returns on a financial instrument.
No ROI is applied on Saturdays, Sundays (UTC), or on any day for which no rate has been set by the administrators.
6.2 Calculation Basis
The daily performance distribution (where applicable) is calculated as:
Daily Distribution = Active Deposit x Administrator-Set Rate (%) - non-guaranteed, discretionary
ROI is credited exclusively to the Profit Wallet. It does not compound automatically unless the User initiates a reinvestment.
6.3 Cycle Cap - 200% Rule
When a User's Total Balance (Active Deposit + Total Profit) reaches two hundred percent (200%) of the Principal:
The 200% Cycle Cap is a hard limit. Any ROI that would cause the balance to exceed 200% of Principal is trimmed automatically. Users cannot earn beyond this cap within a single cycle.
6.4 Reinvestment
Users may transfer funds from their Profit Wallet back to their Active Deposit at any time while their Account is in ACTIVE or GRACE state. This increases the Active Deposit and thus the ROI base for subsequent days. Reinvestment is irreversible once confirmed.
6.5 Weekend Notice
ROI is not applied on weekends. Users whose Accounts would otherwise receive ROI on a Saturday or Sunday will receive a system notification. No compensation is provided for non-business days.
7.1 Eligible Funds
Users may only withdraw from the following wallet types:
The Principal (Active Deposit) is not withdrawable during an Active Cycle. Attempting to withdraw funds that reduce the Account balance below the Principal may trigger Account termination under Section 8.
7.2 KYC Requirement
KYC verification is mandatory before a User's first withdrawal. Users must submit the required identity documents as prompted by the Platform. The Company will review KYC submissions within a reasonable time. Until KYC is verified, all withdrawal requests will be blocked.
7.3 Withdrawal Address
Users must set a USDT withdrawal address before requesting a withdrawal. Once set, the withdrawal address may only be changed once every twenty-four (24) hours. The Company is not responsible for funds sent to an incorrectly entered withdrawal address.
7.4 Processing
Withdrawals are processed manually by the Company's administrators. Processing times are:
Users may only have one (1) pending withdrawal request at a time. Once a withdrawal is submitted, it cannot be modified - only cancelled by the User before administrator approval.
7.5 Withdrawal Scheduling
Following completion of a withdrawal, the User's next withdrawal eligibility date is automatically recalculated based on their elected investment timeframe. The available timeframes are:
7.6 Minimum Withdrawal
The minimum withdrawal amount is ten US dollars (USD 10.00) equivalent in USDT. The Company reserves the right to adjust the minimum at any time.
7.7 Fees
As of the Effective Date, the Company does not charge a fee on standard withdrawals. Network transaction fees, if any, are borne by the User. The Company reserves the right to introduce withdrawal fees upon thirty (30) days' written notice.
7.8 Termination Withdrawal Fee
If a User voluntarily terminates their Account (or requests early withdrawal of their full balance) while their Loyalty Score is below eighty (80), a termination fee of thirty percent (30%) of the withdrawn amount will be applied. Users whose Loyalty Score is eighty (80) or above at the time of termination pay no termination fee.
8.1 A User's Account exists in one of the following states at all times:
INACTIVE: The Account has no active cycle. No ROI accrues. A deposit is required to activate the Account.
ACTIVE: An investment cycle is in progress. ROI accrues daily on the Active Deposit (business days only).
GRACE: The Active Cycle has reached the 200% Cycle Cap. The User has ten (10) calendar days to make a new deposit. No ROI accrues. The Grace Period cannot be extended.
TERMINATED: The Account has been closed, either voluntarily by the User or by the Company. No further activity is possible. Any remaining withdrawable balance may be claimed subject to applicable fees.
FROZEN: The Account has been suspended by the Company pending investigation of a potential breach of these Terms. Deposits, withdrawals, and ROI accrual are all suspended during this period.
8.2 Grace Period Expiry. If a User does not make a new deposit within ten (10) calendar days of their Account entering GRACE state, the Account automatically transitions to INACTIVE. The User's accumulated profit remains in the Profit Wallet and may be withdrawn.
8.3 Termination by User. A User may voluntarily terminate their Account by contacting the Company at supportlianka@gmail.com. Termination fees apply as set out in Section 7.8.
8.4 Termination by Company. The Company may terminate any Account immediately, without notice, in the event of:
9.1 The Company operates a referral program that allows existing Users to invite new Users to the Platform.
9.2 Referral Bonuses. When a User (the "Referrer") successfully refers a new User (the "Referee") using the Referrer's unique referral code or link, the following bonuses apply:
9.3 Referral Limits. Users at Rank Levels 1 and 2 may maintain a maximum of five (5) active referral links. Users at Rank Level 3 and above have no referral link limit.
9.4 Referral bonuses are credited only for Referees who complete registration, verify their email, and make a qualifying deposit. The Company reserves the right to reverse referral bonuses if a Referee's Account is terminated for breach of these Terms.
9.5 Abuse of the referral system, including self-referral, creation of fake Accounts, or any attempt to manipulate referral bonuses, is a material breach of these Terms and will result in immediate Account termination and forfeiture of all referral balances.
9.6 Nature of Referral Rewards. Referral bonuses are promotional incentives provided at the Company's discretion and do not constitute investment returns, commissions on securities, or compensation for the promotion of financial products. The referral program operates on a single-level basis only - Users earn rewards solely from direct referrals and are not entitled to any compensation from second-level or deeper referral chains. The program is not a multi-level marketing arrangement and should not be represented as such.
9.7 Geographic Restrictions on Referrals. Users must not actively recruit Referees from jurisdictions where the operation of the Platform or payment of referral incentives may be prohibited or restricted by applicable law. Users are solely responsible for ensuring that their referral activities comply with the laws of their own jurisdiction and the jurisdiction of the persons they refer.
10.1 Loyalty Score. The Platform maintains a Loyalty Score for each User, calculated daily using the following weighted components:
10.2 A Loyalty Score of eighty (80) or above qualifies a User for a zero percent (0%) termination fee. A score below eighty (80) results in a thirty percent (30%) termination fee on withdrawn amounts at termination.
10.3 Rank System. Users are assigned a Rank Level from 1 to 6, based on their completed cycles, active referrals, and Loyalty Score. Rank upgrades are permanent - Ranks never decrease. The six Rank Levels and their primary privileges are:
10.4 The Company reserves the right to amend the Loyalty Score formula and Rank requirements at any time. Changes will be notified to Users via the Platform's notification system.
11.1 As of the Effective Date, the Company does not charge deposit fees, withdrawal fees (except the termination fee in Section 7.8), or account maintenance fees.
11.2 The Company reserves the right to introduce or amend fees at any time upon thirty (30) days' written notice to Users via the Platform notification system or registered email address.
11.3 Blockchain network fees associated with USDT transfers (gas fees) are solely the User's responsibility and are not charged by or paid by the Company.
11.4 Tax Responsibility. You are solely responsible for determining what, if any, taxes apply to amounts received through the Platform, including but not limited to income tax, capital gains tax, and any reporting or withholding obligations. The Company does not withhold, collect, report, or remit taxes on your behalf in any jurisdiction. You agree to comply with all applicable tax laws and to indemnify the Company for any tax liability, penalties, or interest arising from your failure to do so. You should seek independent tax advice for your specific circumstances.
Digital asset investments carry substantial risk. You may lose some or all of your invested capital. You should not invest more than you can afford to lose. Please read this section carefully.
12.1 By using the Platform, you acknowledge and accept the following risks:
12.2 Past ROI rates posted on the Platform are for informational purposes only and do not constitute a guarantee of future performance.
13.1 You agree that you will not, directly or indirectly:
13.2 Any breach of this Section constitutes a material breach of these Terms and entitles the Company to immediately terminate the offending Account, forfeit all balances, and pursue any available legal remedies.
14.1 All intellectual property rights in and to the Platform, including but not limited to software, code, design, logos, branding, content, and documentation, are and shall remain the exclusive property of the Company or its licensors.
14.2 Nothing in these Terms grants the User any right, title, or interest in or to the Platform's intellectual property beyond the limited licence set out in Section 4.1.
14.3 The "Lianka" name, logo, and all associated branding are the proprietary marks of the Company. Users may not use, reproduce, or imitate these marks without prior written consent.
15.1 THE PLATFORM IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
15.2 TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY SHALL NOT BE LIABLE FOR:
15.3 The Company's total aggregate liability to any User for any claim arising under or in connection with these Terms shall not exceed the total amount deposited by that User in the twelve (12) months preceding the relevant claim.
15.4 Some jurisdictions do not allow the exclusion of certain warranties or limitations of liability. In such jurisdictions, the Company's liability shall be limited to the maximum extent permitted by law.
16.1 You agree to indemnify, defend, and hold harmless the Company, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising from or related to:
17.1 The Company reserves the right to amend these Terms at any time. Where the Company makes material changes, it will provide at least fourteen (14) days' prior notice via the Platform notification system or by email to the User's registered address.
17.2 Continued use of the Platform following the effective date of any amendment constitutes acceptance of the revised Terms. If you do not agree to the revised Terms, you must cease using the Platform and request account closure.
18.1 The Company may, at its sole discretion, immediately suspend or terminate a User's Account, without prior notice or liability, for any reason, including but not limited to breach of these Terms.
18.2 Upon Account suspension (FROZEN state), the User's access to the Platform is restricted. The Company will: (a) notify the User by email of the suspension and its general reason within forty-eight (48) hours; (b) complete its initial investigation within fourteen (14) calendar days; (c) notify the User of the outcome (reinstatement, continued freeze pending further review, or termination). The User may submit a written appeal to supportlianka@gmail.com within seven (7) days of receiving the suspension notice. The Company will consider all appeals in good faith and respond within seven (7) business days of receipt.
18.3 Upon Account termination, the User's access to the Platform ceases immediately. Any balance remaining in the User's wallets may be subject to the termination fee in Section 7.8 and any applicable forfeiture provisions.
18.4 Balance Treatment on Termination. Where the Company terminates an Account for cause (breach, fraud, sanctions), any balance remaining in the User's wallets may be frozen pending investigation. The Company will determine within thirty (30) days whether balances are to be: (a) returned to the User net of applicable fees; (b) held pending legal proceedings; or (c) forfeited where required by applicable law (e.g. proceeds of fraud or money laundering). Automatic forfeiture without investigation applies only where required by law or ordered by a competent authority.
18.5 Survival. Provisions that by their nature should survive termination - including Sections 12, 14, 15, 16, 19, and 20 - shall survive any termination of these Terms.
19.1 Good Faith Resolution. In the event of any dispute arising out of or in connection with these Terms or the Platform, the parties agree to first attempt to resolve the dispute through good faith negotiation. Users should contact the Company at supportlianka@gmail.com with a detailed description of the dispute.
19.2 Binding Arbitration. If the dispute cannot be resolved through good faith negotiation within thirty (30) days of written notice, it shall be referred to and finally resolved by binding arbitration administered under the UNCITRAL Arbitration Rules as then in force. The seat of arbitration shall be determined by mutual agreement of the parties. The language of arbitration shall be English. The arbitral tribunal shall consist of one (1) arbitrator agreed upon by the parties, or failing agreement within fifteen (15) days, appointed by an internationally recognized arbitration institution. The arbitrator's award shall be final and binding and may be enforced in any court of competent jurisdiction. Notwithstanding the foregoing, either party may seek urgent injunctive relief from a court of competent jurisdiction.
19.3 Class Action Waiver. To the extent permitted by applicable law, all disputes must be resolved on an individual basis. You waive any right to participate in any class, collective, or representative action against the Company.
20.1 These Terms, and any dispute or claim arising out of or in connection with them, shall be governed by and construed in accordance with general principles of international commercial law. The parties agree that disputes shall be resolved through arbitration as set out in Section 19. Users acknowledge that mandatory consumer protection laws of their home jurisdiction may also apply.
20.2 If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.
21.1 Entire Agreement. These Terms, together with the Privacy Policy, constitute the entire agreement between you and the Company with respect to the Platform and supersede all prior agreements, representations, or understandings.
21.2 Waiver. No failure or delay by the Company in exercising any right or remedy shall constitute a waiver of that right or remedy.
21.3 Severability. If any provision of these Terms is held to be unlawful, void, or unenforceable, that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.
21.4 Force Majeure. The Company shall not be liable for any failure or delay in performance resulting from causes beyond its reasonable control, including but not limited to acts of God, natural disasters, blockchain network failures, government action, or cyberattacks.
21.5 Language. These Terms are written in English. If translated into any other language, the English version shall prevail in the event of any conflict.
21.6 No Agency. Nothing in these Terms creates a partnership, joint venture, employment, or agency relationship between the User and the Company.
For all enquiries, support requests, KYC submissions, account closure requests, or legal notices, please contact:
Lianka Inc
Website: lianka.io
Email: supportlianka@gmail.com
Response time: 1-3 business days
By using the Lianka Platform, you acknowledge that you have read, understood, and agreed to these Terms of Service.
Lianka Inc - lianka.io - supportlianka@gmail.com
(c) 2026 Lianka Inc. All rights reserved.